# Plumber.Finance > Plumber.Finance is a digital marketing and business consulting service for trades and home-service businesses in Canada. We are not a contractor and do not install, repair or service anything. Owners of plumbing companies across Canada that offer, or want to offer, customer financing from licensed lenders Plumber.Finance is part of the Sedighi.ca and SAZ.ca group of companies, a Canadian business headquartered in Vancouver, British Columbia, led by Ali Sedighi, MBA. Coverage: Canada. Contact: call or text (604) 632-4959, or email Ali@Sedighi.ca. There are no forms: call, text or email only. ## Key pages - [Home](https://plumber.finance/): Plumber.Finance plans and runs the marketing around customer-financing programs that licensed lenders offer to plumbing companies. We don't lend, broker loans or quote rates; we help you explain the option clearly and measure what it does to your close rate. - [Services](https://plumber.finance/services/): Most plumbing companies that sign up for a financing program never tell enough customers about it. Our five services fix that in a sensible order: explain it, advertise it, follow up with it, train for it, and measure it. - [Areas](https://plumber.finance/areas/): We work with plumbing companies across all of Canada. The core method is the same everywhere, but consumer-protection offices, trade licensing, heating seasons, utility rebates and language rules differ, and each changes how a financing offer should be presented. - [About](https://plumber.finance/about/): Plumber.Finance is a Canadian marketing and business consulting service that helps plumbing companies promote financing programs offered by licensed lenders. Ali Sedighi, MBA leads it from the group's Vancouver, BC headquarters, as part of the Sedighi.ca and SAZ.ca group. - [Results](https://plumber.finance/results/): We don't have plumbing financing case studies yet, so we won't invent any. These are results from our HVAC work, where the same methods (offer pages, tracked calls, follow-up and honest measurement) produced numbers the clients publish. - [Pricing](https://plumber.finance/pricing/): Plans follow Trades.Agency pricing: Growth at $1,999 a month, Elite at $3,999 and Enterprise at $7,999, with lower monthly rates on annual billing. Prices are in Canadian dollars, and plumbing clients add provincial GST/HST (GST and QST in Quebec). - [FAQ](https://plumber.finance/faq/): These are the questions plumbing company owners actually ask us about marketing a financing program: price, contracts, lenders, approvals, timelines, ownership and what happens if a previous agency let them down. - [Contact](https://plumber.finance/contact/): Call or text (604) 632-4959, or email Ali@Sedighi.ca. Hours: Mon–Fri 9–6 Pacific. We usually reply within one business day. You'll talk to a senior strategist, not a sales team. ## Services - [Financed-job ads](https://plumber.finance/services/financed-job-ads/): This service runs Google search campaigns for the big, postponable plumbing jobs, sends that traffic to pages that explain your lender's payment options, and tracks which searches turn into booked work rather than just clicks. - [Financing pages](https://plumber.finance/services/financing-pages/): A financing page is the part of your website that explains, in plain words, that customers can apply with a licensed lender to spread out the cost of a large plumbing job. Done well, it filters in better calls and saves your office from explaining it fifty times a month. - [Funnel reporting](https://plumber.finance/services/financing-reporting/): Funnel reporting tracks a financed job from the first call to the booked invoice: how many large quotes mentioned payment options, how many customers applied with the lender, and how close rates and margins compare with jobs paid the usual way. - [Program launch](https://plumber.finance/services/program-launch/): Plenty of plumbing companies sign a financing agreement and then forget about it. The launch kit turns the program into simple materials and habits so your office and technicians bring it up the same way, at the right moment, every time. - [Quote follow-up](https://plumber.finance/services/quote-follow-up/): Large plumbing quotes rarely lose to a competitor; they lose to silence. We set up a short, consent-based sequence of texts and emails that reminds homeowners of the quote, answers the usual questions and points them to the payment options your lender offers. ## Coverage - [Alberta](https://plumber.finance/areas/alberta/): Alberta's long heating season and gas-heated housing make winter water heater and boiler replacements a big source of unplanned bills. A lender's payment option fits that moment, but Alberta's prepaid contractor rules and its municipal CEIP financing are worth knowing before you advertise. - [British Columbia](https://plumber.finance/areas/british-columbia/): In BC, high home values and older metro housing make large plumbing jobs common, while the Interior and North bring colder, harder winters. A financing offer helps on both, but it has to sit alongside honest pricing and the province's rebate programs. - [Manitoba](https://plumber.finance/areas/manitoba/): Manitoba's long, very cold winters and a mix of gas and electric heat create steady demand for water heater, boiler and frozen-pipe work. Winnipeg dominates the market, and a clear payment option from a licensed lender helps on unplanned winter replacements and planned upgrades alike. - [New Brunswick](https://plumber.finance/areas/new-brunswick/): New Brunswick is a bilingual, mostly electric-heated province with older housing and cold winters. Its Financial and Consumer Services Commission covers both financial and consumer matters, which makes it a natural reference point when you market a lender's payment option. - [Newfoundland and Labrador](https://plumber.finance/areas/newfoundland-and-labrador/): Newfoundland and Labrador has a long heating season, mostly electric heat with a significant oil minority, and an active utility incentive for switching from oil or propane. For plumbing and hydronic companies, a verified incentive plus a licensed lender's payment option can make a big conversion job affordable to more households. - [Nova Scotia](https://plumber.finance/areas/nova-scotia/): Nova Scotia's older homes, damp maritime winters and high share of oil heat create large, sometimes urgent plumbing and heating jobs. Several energy programs ended or changed in 2025 and 2026, so a lender's payment option may matter more now, and your pages must drop any outdated rebate claims. - [Ontario](https://plumber.finance/areas/ontario/): Ontario is Canada's biggest and most crowded plumbing market. Financing messages are common, so yours has to be clearer and more honest than the next company's, and it has to respect TSSA rules on fuel work and the province's consumer-protection framework. - [Prince Edward Island](https://plumber.finance/areas/prince-edward-island/): PEI is a small, tight-knit market where reputation decides everything. With several efficiencyPEI rebates closed in 2026, homeowners face fuller bills on heating and plumbing work, and an honestly described payment option from a licensed lender can help, provided it's never oversold. - [Quebec](https://plumber.finance/areas/quebec/): In Quebec, financing marketing for plumbers has to work in French first, respect RBQ licensing and sit comfortably with one of Canada's most active consumer-protection offices. Electric heating dominates, so the jobs and programs look different from the rest of the country. - [Saskatchewan](https://plumber.finance/areas/saskatchewan/): Saskatchewan's long, very cold winters make reliable water heating essential, and SaskEnergy has published rebates on efficient water heaters, boilers and combi boilers. Pairing a verified rebate with a licensed lender's payment option gives homeowners two clear reasons to upgrade rather than patch. - [Territories](https://plumber.finance/areas/territories/): In the North, plumbing and heating jobs cost more, winters are extreme and a handful of companies cover huge areas. Payment options can matter a great deal, but only if your lender's program actually covers territorial customers, and in Nunavut your advertising must respect Inuktut requirements. ## Guides and articles - [Guides](https://plumber.finance/guides/): Three practical guides for plumbing owners thinking about customer financing: the maths of whether it pays, the Canadian advertising rules in plain words, and the questions to put to a lender before signing. - [Advertising financing](https://plumber.finance/guides/advertising-financing-honestly/): Financing ads for plumbing work sit under Canada's general rules against misleading advertising, plus credit-disclosure rules that depend on the lender, plus anti-spam law for texts and emails. This guide summarises each, links the official sources and turns them into a practical checklist. It is not legal advice. - [Choosing a program](https://plumber.finance/guides/choosing-a-financing-program/): The right financing program for a plumbing company is one whose costs, marketing rules and customer experience fit your job mix. These questions help you compare offers on equal terms. We don't name or recommend lenders, and this is not financial or legal advice. - [Close-rate maths](https://plumber.finance/guides/financing-close-rate-math/): Financing pays when the extra jobs it helps you close are worth more than the program fees on all the jobs customers finance. This guide shows how to test that with your own numbers in about twenty minutes. ## Optional - [Full text](https://plumber.finance/llms-full.txt) - [Parent company](https://trades.agency)